UNITED LET'S STAND DEBT FREE!

Since childhood, it has been ingrained in us from society, the media, and from family and friends, the more money you make, the more money you have to spend.

Don’t believe the hype! Don’t listen to those sweet sounding sales pitches! They are not trying to help you. They are making money off you. It is time for you get smart about your money. CareerBuilder.com states　6 out of 10 people are living paycheck-to-paycheck. Of those 60% of the population, a full 40% are reliant on their credit cards. It has been the norm for us to use credit for our basic needs. We go into debt to buy a car, purchase clothes and we even charge our groceries. Years ago it was an embarrassment to go into debt. Don't you think it's about time to　take responsibility and take care of your finances?

Don't believe the marketing, throw away those credit card applications and ask yourself if these purchases are wise or just adding to your　stress.

By Amanda Smith

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